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https://www.thrivent.com/insights/life-insurance/the-benefits-drawbacks-of-whole-life-insurance
... policy's cash value, purchase additional coverage or receive cash payments. 6. The option to add riders. Customize your whole life insurance policy with riders.

https://www.reddit.com/r/LifeInsurance/comments/1cniv4w/new_york_life_custom_whole_lifeexplain_please/
Custom just means it shortens the pay period to less than whole life (100yo) That's it it's not marketing.

https://www.quora.com/What-are-the-pros-and-cons-of-Custom-Whole-Life-insurance-from-the-New-York-Life-insurance-Company-in-comparison-to-other-similar-insurance-products
The first advantage of a Custom Whole Life policy, is that after a certain number of years your policy is completely paid for and you will have that extra ...



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